Asset & Equipment Finance

Enabling you to grow your business.

Asset Finance allows you to purchase the assets you require to operate and grow your business. We have a range of finance options to best suit your needs.

Vehicle Finance

Fleet Finance

Earthmoving Finance

Truck Finance

Plant & Equipment

Office Equipment

IT Finance

Hospitality & Retail

Solar Energy

Fitouts

Boats

Caravans & Trailers

Motorcycles

Agriculture Equipment

Energy Efficient Assets

Exploring your asset & equipment loan options:

Chattel Mortgage

Allows you to take ownership of the of the asset from the start and the financier uses the asset as collateral until you make your final payment.

Commercial Hire Purchase

The financier owns the asset and you effectively hire it from the financier for a fixed monthly payment. You take ownership over once you’ve made the final payment.

Finance Lease

The financier purchases the asset and leases it back to you for a fixed period of time. When the lease expires, you can either return or purchase the asset.

Novated Lease

When a vehicle is provided as part of a salary package. The financier owns the vehicle for the term of the lease. The lease payments are paid by the employer thus reducing the employee’s taxable income and tax paid.

Balloon Payment

Allows you to select lower monthly repayments and pay out a residual amount or “balloon payment” at the end of the loan term.

Refinance mid-term

You can switch from your current lender to take advantage of deal that best suits your budget.

Low Doc Loans

Allows you to use non-traditional means in order to prove your income. This is a beneficial option if you are self-employed.

Progressive Draw Facility

Fund assets as they are being installed or constructed. Pay interest only on the money that has been drawn down.

Commercial Hire Purchase

The financier owns the asset and you effectively hire it from the financier for a fixed monthly payment. You take ownership over once you’ve made the final payment.

Redraw Facility

If you make extra home loan repayments on top of your regular monthly repayments, this facility allows you to withdraw the extra funds at any time. Your home loan must have the redraw facility to enable you to do this.

Self-Managed Super Loan

Assists you in investing in property via your Self-Managed Super. You can used borrowed monies to purchase a residential property. You must seek independent financial and legal advice before committing to a SMSF investment. These loans are not available for owner occupied use.

Chattel Mortgage

Commercial Hire Purchase

Finance Lease

Novated Lease

Balloon Payment

Refinance Mid-Term

Low Doc Loans

Progessive Draw Facility

Money for life's biggest moments

Get the funds you need to purchase the valuable assets you need to generate business growth. At FutureNow Finance, we can provide you with the most appropriate tailored finance option to suit your business needs.